Skilled Nursing Care

 Sometimes life events complicate day to day activities. Medicare requires a 3 day least stay and a most of 30 days out of the hospital before it will pay. Medigap or Medicare Advantage Plan covers what Medicare will approve. The rest becomes your expense. Not to worry, you have options! First, you could sell off some of your assets. You could write a check(s). You could also have a plan to cover those expenses. For a low monthly cost you could save yourself thousands.   

So why would you wait until you may not qualify to take care of your health?

 Given the choice, more people are wanting to stay home and receive their health care. This promotes comfort and peace of mind unlike a skilled nursing facility.  About 73% of all long-term care in the home is often provided by skilled caregivers.  The average short term recovery time for hip replacement is 4 to 6 weeks. For knee replacement it takes up to 3 months to return to most daily activities. Recovery from an unexpected accident or illness, can be uncomfortable and challenging. With a Home Care Plan you get Home Care Indemnity, Daily Hospital Indemnity, optional Lump sum Cancer Fixed Indemnity ,  and Hospital ER visit and ambulance service indemnity. Let us review a plan for you TODAY! 

 Would you rather have something and not use it, or not have something and need it? Would it be better if you could get a return of premium for not using it? We never know if something is going to happen to us, and it usually happens at the wrong financial times. Why not get prepared today?