Skilled Nursing Care

Accident. Heart Attack. Stroke. All are different situations that means you may need longer care than your hospital will allow. If its not deemed medically necessary, medicare approved, or you don't meet the qualifications,YOU may be expected to pay.You don't have to if you have the right coverage.

Given the choice today, more people are wanting to stay home and receive their health care for comfort and peace of mind.  About 73% of all long-term care is provided in the home by informal caregivers who are limited to activities that don't require a skilled background and receive no compensation.  The average short term recovery time for hip replacement is 4 to 6 weeks and for knee replacement it's up to 3 months to return to most daily activities. Recovery from an unexpected accident or illness in a hospital or nursing home can be uncomfortable and challenging, along with expensive. With a Home Care Plan you get HOme Care Indemnit, Daily Hospital Indemnity, optional Lump sum Cancer Fixed Indemnity ,  and Hospital ER visit and ambulance service indemnity. Check out our plans TODAY!

Would you rather have something and not use it, or not have something and need it? Would it be better if you could get a return of premium for not using it? We never know if something is going to happen to us, and it usually happens at the wrong financial times. Why not be prepared today?