Andrew Barrett is here to help you meet your retirement education goals. After years in the business, I am completely convinced the industry is missing the mark. Many agents parrot their upline, but they miss the opportunity to serve. The MYTH is Medicare covers your total retirement needs. THE TRUTH is that Medicare covers the necessary services. Other services are the part of your total out of pocket expenses to prepare for. No one helped my parents but I will explain the big picture. I can also provide the sources to guide you to the answers for your situation.